And managed to buy a house at the same time

Photo: Ales Nesetril/Unsplash

While most people awoke the morning of January 1st, 2020 — blissfully unaware of the dumpster fire ahead — I awoke in a panic.


How to find the time you supposedly don’t have for your side gig

Photo: Andrea Piacquadio/Pexels

I get it.

Many of my projects don’t yield positive financial returns. But the growth I experience and the knowledge I collect by challenging myself with new projects is an investment in myself.

Yikes.


Live within your means, tackle debt, and start saving some cash

Photo: Morgan Housel/Unsplash

To many, budgeting is a tedious task of number crunching and filling out spreadsheets. To some, it brings about a sense of existential dread and the sad realization that money never seems to stick around for long.


A simple-ish guide to demanding better rates

Photo by Sasun Bughdaryan on Unsplash

It was my first day of self-employment, I had just walked away from my corporate job a mere hours earlier and found myself on a video call with a potential client who needed a new website. I pitched them my ideas, we discussed deliverables, and settled on a timeline.


Depends who you ask

Photo by Natalya Zaritskaya on Unsplash

I have this habit of texting my accountant friend Alex anytime — and I mean anytime — I stumble across a money thing I don’t quite understand. Being that he’s an accountant and a money nerd and my friend, Alex is prompt and knowledgeable in his response (which is my nice way of saying brevity isn’t one of his strong suits. Sorry Alex 😊).


Solo-preneurship is hard unless you find the right people

Photo by mentatdgt from Pexels

There’s no lonelier feeling than telling your friends and family that you aren’t “going back to your desk job” because you’ve decided to go forward with your entrepreneurial plans.


What to do if your client pops the question

Photo by Austin Distel on Unsplash

It might happen sooner rather than later. You’ll finish up a project with a client and they’ll pop the question: “Can I pay you in Bitcoin?”


Debt financing ideas for small business owners

Photo by Ave Calvar on Unsplash

I’ve spent the past 15 months paying off over $30,000 of consumer debt. My wife and I are relieved that we’re no longer shackled to nearly $2,000/month payments anymore. Needless to say, when I hear the word debt, I don’t feel warm and giddy inside.


A financial stability checklist

Photo by Jp Valery on Unsplash

The black metal box wasn’t a safe, per se, but for 15-year-old me, it protected my entire net-worth nevertheless.

“Hello?”

“Get your bike, we’re going to Joe’s Card shop.”

“Be there in 5.”

We peddled our way to our favorite store, the one that sold sports cards and memorabilia. I blew all $100 on Topps…


No need to audit your local college’s business class

Photo by Fabian Blank on Unsplash

A wise oracle once said:

I got the dough, got the flow down pizat
Platinum plus like thizat
Dangerous on trizacks leave your a flizat
I don’t know what they want from me
It’s like the more money we come across
The more problems we see

We’ve heard it all before, mo money, mo problems. But that doesn’t apply to us entrepreneurs and freelancers, right? I mean, mo money means we’re doing something good. Besides, who has time to review financial documents? That’s why we have accountants.

Declan Wilson

Stay-at-home dad. 9-to-5 escapee. Aldi aficionado. Me in a nutshell→ declanwilson.co/start-here

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